Art,
Start at 3 mA, if processing at room temp with no stirrer. If made hotter, like using a hot water bath or a hot plate, you can increase the current. Convection currents from the heat will keep the solution more uniform, but that should be done in pyrex (borosilicate) glassware, or using a water bath around a mason jar.
Even at 3mA with no stirring, you will get silver oxides falling from the electrode. This can't be helped. The concentration of silver ions in the diffusion layer simply reaches the solubility limit.
Going below 3mA is ok as long as you can keep the voltage up but that becomes increasingly hard.
Gently swirling the jar every few minutes also helps keep the mixture more uniform.
Here is a photo of a batch colloidal silver made at 3mA at room temperature with no stirring.
