Bobby,
Yes, gold is very inert however it will agglomerate into larger particles under some conditions, and that is what gelatin prevents in the stomach. Still, with gold this does not seem to be a problem, as it is still effective as was proven by the Dr Guy Abraham at Optimox.
All of the elements heavier than hydrogen were made by nuclear fusion in stars. Our own star cannot make gold, since only super novae explosions have enough energy to fuse gold from lighter elements. This means that all gold on earth is the result of distant super novae billions of years ago, and came to earth as space dust. Over time, these gold atoms agglomerated as they were washed down in mountain streams creating larger and larger particles until they became nuggets.
We are star dust!